Frequently Asked Questions
Get answers to common questions about ReadyBucks and how we can help fund your gig business.
What is ReadyBucks?
We provide funding through a merchant cash advance. A merchant cash advance is meant to support your business — to make your gig work more successful — not your personal, household, or family purposes.
Who can apply for a ReadyBucks merchant cash advance?
We currently serve gig workers (rideshare, delivery, e-commerce) and 1099/contract workers who are at least 18 years old and have been earning income from their gig work for at least the past 3 months.
What states do you operate in?
We are currently working with businesses in South Carolina, Alabama, and Mississippi. We are working hard to expand to more states soon!
How does repayment work?
We set up an automatic weekly payment from your bank account over an 8-week term. No manual transfers required.
How fast will I get the money?
Once your application is approved and you sign the agreement, funds are typically deposited in 1-2 business days after you sign.
How do I get more information?
Feel free to reach out to us. Our customer support email is support@readybucks.com. If you apply, we will get back to you quickly with our decision. If you are approved, you will receive and be asked to sign the Funding Agreement for the state where your business operates. The Funding Agreement contains important terms about your merchant cash advance, so read it carefully and reach out to us with any questions.